ARBOR OUTLOOK: Japan’s golden age crime wave and U.S. pensions

Published: Thursday, September 26, 2013 at 04:37 PM.

While I have no crystal ball, my guess is that the U.S. Social Security structure will remain intact until the Baby Boomers give way to Generation Y, owing to our political clout and other factors. But if we are to reduce the debt and balance the budget here in the U.S. , changes in Social Security, Medicare and Medicaid, as well as government and private pensions, are probably in the offing.

Along with Canada and Australia , the U.S. is considered to be an immigration friendly country, something that Japan is not now, nor has ever been. Immigrants lower the median age, initiate business ventures and hire workers, and contribute to Social Security and Medicare during their working years. 

Margaret R. McDowell, ChFC, AIF, a syndicated economic columnist, chartered financial consultant and accredited investment fiduciary, is the founder of Arbor Wealth Management, LLC, (850-608-6121—, a fee-only registered investment advisory firm located near Sandestin. 




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