BUZ LIVINGSTON: But if interest rates stay the same

Published: Thursday, April 18, 2013 at 02:49 PM.

Real estate investment trusts (REITS) provide investors regular income but are more volatile than stocks. From 2006-2009, REITS ranged from up 36 percent, down 18 percent, down 39 percent and up 29 percent.  Investors should heed Bill Bernstein’s words and get used to low rates for short-term goals. While dividends and capital gains via stocks may work, next September’s college tuition should be principal protected and liquid.

Conventional wisdom has interest rates rising eventually but eventually we will all be dead.


Kudos to the TDC

I saw the pictures of Miramar Beach during spring break and commend the TDC for cleaning up a beach open to the public.   The beach in question may be private but courts have long held the public has an easement on Florida beaches. Seascape has public accesses, amenities and parking spaces constructed by the county with maintenance transferred to the TDC. Walton County built it, they came, no invitation necessary, ala "Field of Dreams."

We adroitly used tourists’ money to clean up their mess -- a wise and prudent expenditure … how infinite in faculty.   

BuzLivingston, CFP offers hourly financial planning and fee-only investment management to clients along Florida’s Emerald Coast.  Contact him at 850-267-1068, Buz@LivingstonFinancial.net or www.LivingstonFinancial.net.

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